#mortgage rates

Should you buy now or wait for lower mortgage rates? Here’s a realistic breakdown of affordability, refinancing, and market timing in 2026.

5/7/2026 · 12 min read

A 1% mortgage rate difference may change monthly payments by hundreds of dollars and long-term interest costs by tens of thousands.

5/7/2026 · 11 min read

Many buyers feel stuck between high mortgage rates, rising costs, and fear of waiting too long. The answer is more emotional and personal than people expect.

5/7/2026 · 12 min read

A 1% mortgage rate change can dramatically affect affordability, monthly payments, and lifetime interest costs. Here’s what buyers often underestimate.

5/7/2026 · 11 min read

Many homeowners quietly spend months hoping rates drop so they can refinance and finally feel financially comfortable again.

5/7/2026 · 11 min read