Privacy Policy

Our Commitment to Your Privacy

At The Goat Finance, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your information when you use our financial calculators and website.

Information We Don't Collect

We don't collect your personal financial information. All calculations are performed entirely in your browser using JavaScript. Your data never leaves your device. We don't see, store, or have access to:

• Loan amounts, interest rates, or payment information
• Personal identification information
• Email addresses or contact information (unless you voluntarily provide it)
• Browsing history or search queries
• Location data

How Our Calculators Work

Our financial calculators use client-side JavaScript to perform all calculations locally in your web browser. This means:

• No data is sent to our servers
• No information is stored in databases
• No cookies are required for calculations
• You can use our tools completely anonymously

Third-Party Services

Our website may display advertisements from third-party advertising networks. These networks may use cookies and similar technologies to:

• Display relevant advertisements
• Measure ad performance
• Limit the number of times you see an ad

We don't control these third-party cookies, but you can manage them through your browser settings. Most browsers allow you to block or delete cookies.

Display ads on this site are served using Google AdSense. Google may use cookies or similar technologies to deliver and measure ads in line with its policies. You can read more in Google’s Advertising Policy.

Cookies and Your Choices

We use a cookie banner to record your preferences for advertising-related cookies where required (for example, visitors in the UK, EEA, and similar jurisdictions). Your choice is stored locally in your browser (for example, whether you accept or reject non-essential cookies for ads).

You can change your mind at any time using Cookie preferences in the site footer. Essential functionality of our calculators does not depend on advertising cookies.

We implement Google Consent Mode so that ad personalization can align with your consent choices. If you reject non-essential cookies, advertising may be limited or non-personalized where supported.

UK and EEA Visitors

If you are in the United Kingdom, European Economic Area, or Switzerland, applicable privacy laws (such as the UK GDPR / GDPR) may give you rights regarding personal data. Depending on your situation, those rights may include requesting access to or correction of personal data, requesting deletion, restricting or objecting to certain processing, or lodging a complaint with a supervisory authority.

Our calculators still run entirely in your browser—we do not collect your financial inputs on our servers. Any personal data involved in using this site is primarily limited to what ad and analytics partners process when you interact with the website or ads. For requests related to data Google holds as part of AdSense/Ads, you may also use tools and policies described by Google.

To exercise rights or ask questions, please contact us through our contact page.

Analytics

We may use website analytics tools to understand how visitors use our site. This helps us improve our calculators and user experience. Analytics data is aggregated and anonymous—we can't identify individual users from this data.

Contact Information

If you contact us through our contact form or email, we'll use the information you provide solely to respond to your inquiry. We don't share this information with third parties except as necessary to respond to your request.

Children's Privacy

Our website is not intended for children under 13 years of age. We don't knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We'll notify you of any changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

Your Rights

You have the right to:

• Use our calculators without providing any personal information
• Block cookies through your browser settings
• Update advertising cookie preferences using Cookie preferences in the footer
• Contact us with questions about this policy or to make a privacy-related request

U.S. residents in certain states may have additional privacy rights under applicable state laws; where required, you can contact us to learn more.

Contact Us

If you have questions about this Privacy Policy, please contact us through our contact page.